Investment Vehicle:

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Stock Market:  When you invest in the stock market, you are buying shares or ownership stakes in individual companies.

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Mutual Fund: A mutual fund pools money from multiple investors and invests in a diversified portfolio of stocks, bonds, or other securities.

Risk and Return: 

Stock Market: Investing in individual stocks can offer high returns but also comes with higher riskome text

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Mutual Fund: Mutual funds are typically less risky than individual stocks because they are diversified across a range of assets.